# Unlock the benefits of AIM with Argyle

Lenders who use Argyle with Loan Product Advisor® (LPA℠) asset and income modeler (AIM), improve loan quality and efficiency, and meet Freddie Mac requirements with greater certainty.

## Improve your mortgage loan process with Argyle and AIM

### Improved loan quality

Loans originated using AIM are 2x less likely to have defects or become delinquent.

### Time and cost savings

Argyle saves you up to 80% on verification costs and 12 days on loan cycle times.

### More verification automation

Argyle converts the most borrowers (55%+), so you can automate higher volumes of verifications.

### Better borrower experience

Borrowers enjoy a lower documentation burden and a more frictionless loan process.

## Using Argyle with LPA’s AIM is fast, easy, and secure

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### Order a verification

You order a verification report from Argyle through your POS, LOS, Console or API integration.

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### Borrower connects an account

Argyle prompts the borrower to connect their account(s) with just a few clicks.

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### Argyle delivers GSE-compliant report

Argyle sends a verification report that includes all the components required to underwrite a loan with AIM, including a reference number.

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### LPA℠ Validation

You provide LPA with the reference number, and LPA offers an immediate assessment of eligibility for representation and warranty relief.

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### The final step

You deliver the loan file to LPA with greater confidence you won’t experience a buyback request.

## Accuracy through permissioned data

### Straight from the source

Direct-source income, employment, and asset verifications are consumer-permissioned and come from the system of record.

### Accurate, real-time data

Argyle verifications don’t rely on data that comes from a database and there’s no time lag, so lenders can be confident in the accuracy and quality of the data they receive.

### No expensive middleman

Other verification vendors buy data and pass those costs on to lenders. Direct-source solutions keep prices low by leveraging the principles of open finance.