# Complete VOA and VOAI for any consumer in minutes

When you automate asset and income verifications with Argyle, you get deeper insights and dedicated support from a single provider.

## The advantages of Direct Banking are transformational

### Better, streamlined applicant experience

A seamless, digital-first workflow built into the loan application—designed to increase pull-through and reduce friction.

### Centralized support from a single provider

Get world-class support from a team dedicated to your verification success—plus support and billing all from one provider.

### Deeper insights and smarter approvals

Access deeper insights into borrower income, employment, and assets through direct-source payroll and banking data.

## Getting an asset verification is fast, easy, and secure

- ① **Customer authentication**  
  Your customer completes a quick connection flow.  
  
- ② **Establish connection**  
  Argyle establishes a direct link to their account records.  
  
- ③ **Complete verification**  
  You get a real-time report plus relevant data and documents.

## Market-leading performance with proven banking data quality

### Expansive coverage

95% of the direct deposit accounts

### Higher conversion

65%+ across industries

## Everything you need for modern verification

### Access to Mastercard’s open financial network

Automate verifications with access to over 11,000 financial institutions.

### GSE-ready income verifications

Use Argyle with Fannie Mae’s Desktop Underwriter® and Freddie Mac AIM.

[Explore Argyle + AIM](https://www.argyle.com/use-cases/asset-and-income-modeler)  [Explore Argyle + DU®](https://www.argyle.com/use-cases/desktop-underwriter-du)

### Quick to start, easy to scale

Whether you use our POS/LOS integrations, embed via API, or use our self-serve web-based tool, Argyle fits seamlessly into your existing workflows—delivering minimal lift and optimized data flows.

[POS](https://www.argyle.com/use-cases/points-of-sale) [LOS](https://www.argyle.com/use-cases/loan-origination-systems) [Argyle API](https://www.argyle.com/platform-overview/api) [Argyle Console](https://www.argyle.com/platform-overview/console)

## Consumer-permissioned verification across industries

### Mortgage

Reduce production costs, increase pipeline capacity, and shorten loan cycles.  
[Learn more](https://www.argyle.com/industries/mortgage)

### Tenant Screening

Improve data quality to spot application fraud, save time, and increase compliance.  
[Learn more](https://www.argyle.com/industries/tenant-screening)

### Government Benefits

Improve data quality to spot application fraud, save time, and increase compliance.  
[Learn more](https://www.argyle.com/industries/government-benefits)

### Personal Lending

Approve more qualified borrowers, more confidently with a better view of creditworthiness.  
[Learn more](https://www.argyle.com/industries/personal-lending)

### Background Check

Accelerate approvals, dramatically lower costs, and reduce manual work.  
[Learn more](https://www.argyle.com/industries/background-check)

### Gig Economy

Leverage real-time work activity to enhance products and reduce risk.  
[Learn more](https://www.argyle.com/industries/gig-economy)

## Answers to your frequently asked questions

- How does Direct Banking differ from Doc Processing?
- What do verification of assets and income (VOAI) reports include?
- What do verification of assets (VOA) reports include?

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## Ready to see what Argyle can do for you?

Get in touch to learn more about our verification platform.