# Complete VOI and VOE for any consumer in minutes

When you automate income and employment verifications with Argyle, you get faster turn times at a lower cost—plus all the benefits of direct-source, consumer-permissioned payroll data.

## Benefits
### The advantages of Direct Payroll are transformational

- **80% cost savings**

### Save more versus The Work Number

Argyle customers see a significant reduction in verification costs compared to manual processes and The Work Number.

- **55%+ VOIE conversion**

### Automate more verifications

Use Argyle’s integrations, API, and web-based tools to reduce manual steps and increase operational efficiency.

- **12.5 days off your cycle time**

### Power fast, delightful experiences

Give applicants and your team a verification experience that’s simpler and far less time-intensive.

## How it works
### Getting an employment or income verification report is fast and easy

1. **Customer authentication**  
   Your customer completes a quick connection flow.

2. **Establish connection**  
   Argyle establishes a direct link to their account records.

3. **Complete verification**  
   You get a real-time report plus relevant data and documents.

## Why Argyle
### Market-leading performance with proven payroll data quality

- **Broader coverage**  
   90% of the U.S. workforce with 30+ gig platforms
- **Higher VOIE conversion**  
   55%+ across industries
- **Better datasets**  
   90%+ data completeness

## Features
### Everything you need for modern verification

- **Broad coverage**  
  Inclusive access to today’s workforce. Automate verifications for critical segments including self-employed, gig, and federal workers.  
  [Learn more](https://www.argyle.com/blog/compare-the-work-number-argyle)

- **Expansive data**  
  Comprehensive income datasets. Aggregate 170+ fields of data across applicant’ income streams.  
  [Learn more](https://docs.argyle.com/overview/data-structure/data-sets)

### Rep and warrant relief
#### GSE-ready income verifications

Use Argyle with Fannie Mae’s Desktop Underwriter® and Freddie Mac AIM.

### Flexible integration
#### Quick to start, easy to scale

Whether you use our POS/LOS integrations, embed via API, or use our self-serve web-based tool, Argyle fits seamlessly into your existing workflows—delivering minimal lift and optimized data flows.

- **POS**  
   Embed in your POS  
   [Learn more](https://www.argyle.com/use-cases/points-of-sale)  
- **LOS**  
   Automate in your LOS  
   [Learn more](https://www.argyle.com/use-cases/loan-origination-systems)  
- **Argyle API**  
   Customize in your experience  
   [Learn more](https://www.argyle.com/platform-overview/api)  
- **Argyle Console**  
   Connect with no-code option  
   [Learn more](https://www.argyle.com/platform-overview/console)

## Industry solutions
### Consumer-permissioned verification across industries

- **Mortgage**  
  Reduce production costs, increase pipeline capacity, and shorten loan cycles.  
  [Learn more](https://www.argyle.com/industries/mortgage)
- **Tenant Screening**  
  Improve data quality to spot application fraud, save time, and increase compliance.  
  [Learn more](https://www.argyle.com/industries/tenant-screening)
- **Government Benefits**  
  Improve data quality to spot application fraud, save time, and increase compliance.  
  [Learn more](https://www.argyle.com/industries/government-benefits)
- **Personal Lending**  
  Approve more qualified borrowers more confidently with a better view of creditworthiness.  
  [Learn more](https://www.argyle.com/industries/personal-lending)
- **Background Check**  
  Accelerate approvals, dramatically lower costs, and reduce manual work.  
  [Learn more](https://www.argyle.com/industries/background-check)
- **Gig Economy**  
  Leverage real-time work activity to enhance products and reduce risk.  
  [Learn more](https://www.argyle.com/industries/gig-economy)

## FAQ
### Answers to your frequently asked questions

- What kinds of employment and income verification services are available on the market, and what makes them different?
- How does Direct Connect differ from Doc Processing?
- What is automated income verification?
- Is Argyle a paystub verification service?
- How long does it take to implement Argyle’s Income & Employment Verification solution?

## Explore more resources

- **The State of Income and Employment Verifications**  
  Explore how income and employment verification is evolving—and what lenders and tenant screeners must do to stay ahead. Learn how to reduce fraud and streamline the borrower experience in today’s high-risk, high-expectation environment.  
  [Download report](https://www.argyle.com/ebook-state-of-income-and-employment-verifications-2025)

- **Argyle vs. The Work Number: The Case for Direct-Source Data**  
  [Read more](https://www.argyle.com/blog/argyle-vs-the-work-number)

- **How to Get Started With Argyle**  
  [Read more](https://www.argyle.com/blog/how-to-get-started-with-argyle)